Snap401k Fund Selection
Snap401k offers your business unparallelled diversification. Our offering includes investment options from 40 different Morningstar Classifications. What that means for you and your employees is that everyone is happy because you can personally pick funds from the classes that meet your style of investing. You will find everything from municipal bonds to emerging markets and from small cap value funds to large cap growth funds. Snap401k offers a diverse set of Exchange Traded Funds (ETFs) and Index Funds operated by industry experts such as Vanguard®, T. Rowe Price®, Fidelity®, Goldman Sachs®, and more. ETF index funds offer a balanced, cost-effective approach to investing. A diversified portfolio should be diversified at two levels: between asset categories and within asset categories. So in addition to allocating your investments among stocks, bonds, cash equivalents, and possibly other asset categories, you'll also need to spread out your investments within each asset category. The key is to identify investments in segments of each asset category that may perform differently under different market conditions. One of way of diversifying your investments within an asset category is to identify and invest in a wide range of companies and industry sectors. Snap401k provides almost 40 different asset classes to choose from as defined by Morningstar®, allowing you to easily build a 401k plan that has the potential to maximize performance, keep fees and costs low, and ultimately provide for your retirement. Exchange-Traded Funds, or ETFs, are very similar to mutual funds - but have a few differences. Investors choose mutual funds because they spread risk through diversification. However, actively managed mutual funds carry operating expenses and fees that can add up over time. That is why index funds built to track major indexes like the NASDAQ or S&P 500 are very popular. ETFs are not actively managed and designed to mirror the very same indexes while providing many advantages to investors – including low fees and operating costs. Snap401k provides investment opportunities that offer performance, diversity, and low-fees. Over time, money saved in low-fee investment options like ETFs and Index funds can significantly increase your retirement portfolio Snap401k is designed to work hand-in-hand with your company's advisor, so your Broker, Banker or CPA can assist you with anything you need - and Snap401k provides full-service recordkeeping and administration including compliance testing and 5500 preparation. You chose your advisor for his or her unique skills, and your advisor chose Snap401k for ours.
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